Maserati Insurance

JMS

JMS

Member
Messages
267
Mine is up for renewal- currently with Howdens (A-plan) 8000 miles pa, business use, garaged, age 47. £700, renewal is £815

Locktons is £970 where I am fully comp on anyone else’s car and anyone over 35 can drive mine fully comp.

Not sure I will actually get any benefit from the Locktons cover, except for allowing test drives when I sell. (Which I am reluctant to do)

I’m also confused why some people can’t get cover for over 5000miles pa.
 
Italiano

Italiano

Member
Messages
262
JMS said:
Mine is up for renewal- currently with Howdens (A-plan) 8000 miles pa, business use, garaged, age 47. £700, renewal is £815

Locktons is £970 where I am fully comp on anyone else’s car and anyone over 35 can drive mine fully comp.

Not sure I will actually get any benefit from the Locktons cover, except for allowing test drives when I sell. (Which I am reluctant to do)

I’m also confused why some people can’t get cover for over 5000miles pa.
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I have the answer

They told me

They don't like the car doing more than 5000 miles, you become a high risk driver then and so become a liability
 
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PKM_999

Junior Member
Messages
42
I find the comparison sites frustrating as want to explain things in more detail.

I am 50, haven't caused any damage to a car for about 25 years (only I time I stupidly did) but did massive amounts of mileage in a company car for years, then bought a little Mini to build up some no-claims and teach the kids to drive. Daughter drove into our next door neighbour's car 5 days after passing her test, losing me my no claims! Step daughter then borrowed wife's car for a week and drove into the back of someone, losing her no claims as well.

So on the Ghibli insurance, there's only me and the wife, neither with much no claims but not actually down to us! When filling in the details it just asks if you've had a claim but I really want to point out the fact that it wasn't our fault!! :eek:
 
lifes2short

lifes2short

Member
Messages
5,867
all depends if they want/need the business at time of quoting, i don't think I've ever renewed my daily runners with the same insurer as never give a competitive renewal figure
 
CatmanV2

CatmanV2

Member
Messages
48,952
PKM_999 said:
I find the comparison sites frustrating as want to explain things in more detail.

I am 50, haven't caused any damage to a car for about 25 years (only I time I stupidly did) but did massive amounts of mileage in a company car for years, then bought a little Mini to build up some no-claims and teach the kids to drive. Daughter drove into our next door neighbour's car 5 days after passing her test, losing me my no claims! Step daughter then borrowed wife's car for a week and drove into the back of someone, losing her no claims as well.

So on the Ghibli insurance, there's only me and the wife, neither with much no claims but not actually down to us! When filling in the details it just asks if you've had a claim but I really want to point out the fact that it wasn't our fault!! :eek:
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Well it *is* down to you since you had your daughters on the policy...

C
 
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nuvolablue

Member
Messages
104
How do folk on here insure their cars on a temporary basis?
I'm thinking my prospective car will only be used occasionally and so am considering dispensing with annually insuring it. It would be securely stored when not insured.

I've noticed that the likes of Cuvva or GoShorty don't offer insurance on Maseratis.
But Tempcover do, with an underwriter called Eridge.

I'm with Admiral for my other cars and they do offer temporary cover on another vehicle for up to 30 days per annum.

Happy to hear other people's thoughts on how they go about this, or on what I've said above.

Thanks all.

Sent from my Pixel 3 using Tapatalk
 
lifes2short

lifes2short

Member
Messages
5,867
nuvolablue said:
How do folk on here insure their cars on a temporary basis?
I'm thinking my prospective car will only be used occasionally and so am considering dispensing with annually insuring it. It would be securely stored when not insured.

I've noticed that the likes of Cuvva or GoShorty don't offer insurance on Maseratis.
But Tempcover do, with an underwriter called Eridge.

I'm with Admiral for my other cars and they do offer temporary cover on another vehicle for up to 30 days per annum.

Happy to hear other people's thoughts on how they go about this, or on what I've said above.

Thanks all.

Sent from my Pixel 3 using Tapatalk
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some insurers offer "laid up" cover, but heard it's not much cheaper than full insurance so why bother, might as well pay that bit more and know its fully covered for peace of mind, nothing is "secure" these days, if a scum bag professional thief targets a car they will have it
 
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nuvolablue

Member
Messages
104
lifes2short said:
some insurers offer "laid up" cover, but heard it's not much cheaper than full insurance so why bother, might as well pay that bit more and know its fully covered for peace of mind, nothing is "secure" these days, if a scum bag professional thief targets a car they will have it
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Yeah understood. But when I say occasional.....I literally would be driving this car maybe 4 or 5 full days a month. So trying to see if temp cover would be a possibility.
 
lifes2short

lifes2short

Member
Messages
5,867
nuvolablue said:
Yeah understood. But when I say occasional.....I literally would be driving this car maybe 4 or 5 full days a month. So trying to see if temp cover would be a possibility.
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yep, know what you mean, but from what I've heard still not cost effective, happy to proven wrong, at least with full insurance if not much more you have the opportunity that you can take it out whenever you want and on that on the spur of the moment occasion throughout the year , would interested to see what you get quoted for laid up cover and what it covers/restrictions etc
 
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nuvolablue

Member
Messages
104
lifes2short said:
yep, know what you mean, but from what I've heard still not cost effective, happy to proven wrong, at least with full insurance if not much more you have the opportunity that you can take it out whenever you want and on that on the spur of the moment occasion throughout the year , would interested to see what you get quoted for laid up cover and what it covers/restrictions etc
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True say. Guess it needs to be tested in the real world.

At the moment my current occasional car is a Japanese Import Toyota Vellfire 8 seater (needed to cart the extended family around for some events planned in the summer). Unbeknownst to me prior to purchasing, this is a very difficult car to get insured (as a private car at least) due to seating 8 people (all have 3 point seat belts by the way), and impossible to insure on a temporary basis...........Anyway I divert.

That car is seeing little or no usage at the moment, so it's quite painful having to insure it on an annual policy. Plus I don't really have any inclination to drive it for fun !

Compare that with the prospect of an Italian thoroughbred on my driveway...........And yes I would probably just want to go out and drive it for the heck of it !

So - in short I think you may be right. For me - it probably won't be economical or desirable insuring a Maserati on a temporary basis.
 
C

cheshiremaserati

Member
Messages
1,125
nuvolablue said:
True say. Guess it needs to be tested in the real world.

At the moment my current occasional car is a Japanese Import Toyota Vellfire 8 seater (needed to cart the extended family around for some events planned in the summer). Unbeknownst to me prior to purchasing, this is a very difficult car to get insured (as a private car at least) due to seating 8 people (all have 3 point seat belts by the way), and impossible to insure on a temporary basis...........Anyway I divert.

That car is seeing little or no usage at the moment, so it's quite painful having to insure it on an annual policy. Plus I don't really have any inclination to drive it for fun !

Compare that with the prospect of an Italian thoroughbred on my driveway...........And yes I would probably just want to go out and drive it for the heck of it !

So - in short I think you may be right. For me - it probably won't be economical or desirable insuring a Maserati on a temporary basis.
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If all this worries you, skip buying a Maserati. Either insure it with good cover through a specialist on an agreed value basis and bodywork repairs through a marque specialist or insure via comparison site on market value basis.

It ain't worth the worry. Just skip and look at something else where the insurance is in line with what you want to pay.
 
Erlingtheyounger

Erlingtheyounger

Member
Messages
89
nuvolablue said:
True say. Guess it needs to be tested in the real world.

At the moment my current occasional car is a Japanese Import Toyota Vellfire 8 seater (needed to cart the extended family around for some events planned in the summer). Unbeknownst to me prior to purchasing, this is a very difficult car to get insured (as a private car at least) due to seating 8 people (all have 3 point seat belts by the way), and impossible to insure on a temporary basis...........Anyway I divert.

That car is seeing little or no usage at the moment, so it's quite painful having to insure it on an annual policy. Plus I don't really have any inclination to drive it for fun !

Compare that with the prospect of an Italian thoroughbred on my driveway...........And yes I would probably just want to go out and drive it for the heck of it !

So - in short I think you may be right. For me - it probably won't be economical or desirable insuring a Maserati on a temporary basis.
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I added my Quattroporte to the three other cars I have on my admiral multicar policy and it cost an additional £320 per annum. That was back in December and the total annual policy is just over £1000
 
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